Almost everyday I go through my finances through Quicken Online and although I’m grateful that it’s keeping me on the straight and narrow, it’s also kind of freaking me out. I havent “lived on the edge” like this in a very long time.

Now that my Emergency Fund is at an all time low and I must watch every dollar that goes in as well as every penny that goes out, in order not to overdraft. It’s very scary and I dont like it at all! (This is where I throw a tantrum)

But, it’s also making me stronger and more determined to build up that emergency fund again so that I can sleep easier at night.

Of course, I could always turn to my credit cards but I’m also very determined and stubborn not to do that. I want to do this without that crutch and I know that I can.

The hardest part is keeping my spirits up so Christopher wont worry. He doesnt need to grow up that fast.